Member Benefits | Retiree Member Benefits | Banner

The main benefits provided by the Health and Welfare Fund includes prescription, optical and dental benefits. The benefits are financed from the Fund’s assets, which are accumulated under the provisions of the Trust Agreement for that purpose, to provide benefits to our eligible participants and to defray reasonable administrative expenses. You are eligible for benefits if you are employed by or retired from the Police Department of the City of New York in any of the following classifications: Lieutenant, Captain, Surgeon or Captains assigned to higher rank up to and including Deputy Chiefs.

For complete information of your benefits, please click here for the benefits handbook.

Medicare Benefits

What is Medicare?Medicare is health insurance for the following:People 65 or olderPeople under 65 with certain disabilitiesPeople of any age with End-Stage

Optical Benefits

Visionworks/Davis Vision Optical BeneFitBenefits provided by Vision Works/Davis Vision is an In-Network only plan and are subject to applicable co-payments. With Davis

Prescription Benefits

Prescription drug benefits are available for our members through the Superior Officers Council Health and Welfare Fund Prescription Plan administered by OptumRx.

Dental Benefits

The Superior Officers Council currently sponsors three dental plans for our retired members. The Healthplex Indemnity/PPO Plan, the Healthplex Comprehensive Plan (Dentcare

Dependent Eligibility

Who are eligible dependents?Family members eligible for benefits are:SpousesRegistered domestic partnersDependent children up to the age of 19 years oldLegally adopted childrenStepchildrenChildren

Catastrophic Benefits

The GHI Catastrophic Rider (GHI members only) was established to assist our members and their eligible dependents (includes spouses, registered domestic partners,

Annuity Benefits

When are benefits payable?Benefits are payable at:Retirement (restrictions/penalties apply based on age, see page 80 of benefits book)Upon your deathIf you become